{"id":40581,"date":"2024-04-24T11:46:54","date_gmt":"2024-04-24T14:46:54","guid":{"rendered":"https:\/\/borainvestir.b3.com.br\/?post_type=web-story&#038;p=40581"},"modified":"2024-04-29T14:48:52","modified_gmt":"2024-04-29T17:48:52","slug":"como-declarar-a-poupanca-no-imposto-de-renda","status":"publish","type":"web-story","link":"https:\/\/borainvestir.b3.com.br\/web-stories\/como-declarar-a-poupanca-no-imposto-de-renda\/","title":{"rendered":"Como declarar a poupan\u00e7a no Imposto de Renda?"},"content":{"rendered":"<p><html amp=\"\" lang=\"en\"><head><meta charSet=\"utf-8\"\/><meta name=\"viewport\" content=\"width=device-width,minimum-scale=1,initial-scale=1\"\/><script async=\"\" src=\"https:\/\/cdn.ampproject.org\/v0.js\"><\/script><script async=\"\" src=\"https:\/\/cdn.ampproject.org\/v0\/amp-story-1.0.js\" custom-element=\"amp-story\"><\/script><link href=\"https:\/\/fonts.googleapis.com\/css2?display=swap&amp;family=Montserrat%3Awght%40400%3B700\" rel=\"stylesheet\"\/><link 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         text-align: center;\n              }\n              <\/style>\n<p><meta name=\"web-stories-replace-head-start\"\/><title>Como declarar a poupan\u00e7a no Imposto de Renda?<\/title><link rel=\"canonical\" href=\"https:\/\/borainvestir.b3.com.br\/?post_type=web-story&#038;p=40581\/\"\/><meta name=\"web-stories-replace-head-end\"\/><\/head><body><amp-story standalone=\"\" publisher=\"Bora Investir\" publisher-logo-src=\"https:\/\/cdn.borainvestir.b3.com.br\/2023\/11\/22190449\/cropped-B3_Logo_Azul-3-1.png\" title=\"Como declarar a poupan\u00e7a no Imposto de Renda?\" poster-portrait-src=\"https:\/\/cdn.borainvestir.b3.com.br\/2024\/04\/29133451\/cropped-Mulher-pensando.jpg\"><amp-story-page id=\"4e772a70-54dc-4737-b4d3-2e0649dbfa43\" auto-advance-after=\"12s\"><amp-story-grid-layer template=\"vertical\" aspect-ratio=\"412:618\" class=\"grid-layer\"><\/p>\n<div class=\"page-fullbleed-area\" style=\"background-color:#6e665a\">\n<div class=\"page-safe-area\">\n<div style=\"position:absolute;pointer-events:none;left:0;top:-9.25926%;width:100%;height:118.51852%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0\" class=\"mask\" id=\"el-24a97724-def5-4a4d-88f2-9ccec6ecc74c\">\n<div style=\"position:absolute;width:266.80115%;height:100%;left:-93.95613%;top:0%\" data-leaf-element=\"true\"><amp-img layout=\"fill\" src=\"https:\/\/cdn.borainvestir.b3.com.br\/2024\/04\/29133418\/Mulher-pensando.jpg\" alt=\"Mulher pensando\" srcSet=\"https:\/\/cdn.borainvestir.b3.com.br\/2024\/04\/29133418\/Mulher-pensando.jpg 992w,https:\/\/cdn.borainvestir.b3.com.br\/2024\/04\/29133418\/Mulher-pensando-768x512.jpg 768w,https:\/\/cdn.borainvestir.b3.com.br\/2024\/04\/29133418\/Mulher-pensando-300x200.jpg 300w,https:\/\/cdn.borainvestir.b3.com.br\/2024\/04\/29133418\/Mulher-pensando-150x100.jpg 150w\" sizes=\"(min-width: 1024px) 45vh, 100vw\" disable-inline-width=\"true\"><\/amp-img><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p><\/amp-story-grid-layer><amp-story-grid-layer template=\"vertical\" aspect-ratio=\"412:618\" class=\"grid-layer\"><\/p>\n<div class=\"page-fullbleed-area\">\n<div class=\"page-safe-area\">\n<div style=\"position:absolute;pointer-events:none;left:7.03883%;top:67.1521%;width:86.16505%;height:32.8479%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0;border-radius:5.633802816901409% 5.633802816901409% 5.633802816901409% 5.633802816901409% \/ 9.852216748768473% 9.852216748768473% 9.852216748768473% 9.852216748768473%\" class=\"mask\" id=\"el-92c4056c-f7bd-4275-a60c-a5e3cb6128ce\">\n<div class=\"fill\" style=\"background-color:rgba(0,12,97,0.95);will-change:transform\"><\/div>\n<\/div>\n<\/div>\n<div style=\"position:absolute;pointer-events:none;left:13.34951%;top:71.84466%;width:47.08738%;height:7.11974%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0\" class=\"mask\" id=\"el-4a3aecd9-f86c-4351-88b0-31387fee21c0\">\n<div style=\"position:absolute;width:100%;height:101.56444%;left:0%;top:-0.78222%\" data-leaf-element=\"true\"><amp-img layout=\"fill\" src=\"https:\/\/cdn.borainvestir.b3.com.br\/2023\/11\/22185205\/logo_bora_investir-3.png\" alt=\"logo_bora_investir\" srcSet=\"https:\/\/cdn.borainvestir.b3.com.br\/2023\/11\/22185205\/logo_bora_investir-3.png 738w,https:\/\/cdn.borainvestir.b3.com.br\/2023\/11\/22185205\/logo_bora_investir-3-300x69.png 300w\" sizes=\"(min-width: 1024px) 21vh, 47vw\" disable-inline-width=\"true\"><\/amp-img><\/div>\n<\/div>\n<\/div>\n<div style=\"position:absolute;pointer-events:none;left:6.79612%;top:61.65049%;width:15.7767%;height:3.23625%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0\" class=\"mask\" id=\"el-384e1f99-12da-4196-9461-7fcd43525e33\">\n<div class=\"fill\" style=\"background-color:#ffab00;will-change:transform\"><\/div>\n<\/div>\n<\/div>\n<div style=\"position:absolute;pointer-events:none;left:13.34951%;top:83.81877%;width:62.62136%;height:14.07767%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0;border-radius:0.7751937984496124% 0.7751937984496124% 0.7751937984496124% 0.7751937984496124% \/ 2.2988505747126435% 2.2988505747126435% 2.2988505747126435% 2.2988505747126435%\" id=\"el-5854cc23-31dd-422e-9c7f-a6bf9e3dd3fd\">\n<h3 class=\"fill text-wrapper\" style=\"white-space:pre-line;overflow-wrap:break-word;word-break:break-word;margin:0.13488372093023285% 0;font-family:&quot;Montserrat&quot;,sans-serif;font-size:0.388350em;line-height:1.19;text-align:left;padding:0;color:#000000\"><span><span style=\"font-weight: 700; color: #fff\">Como declarar a poupan\u00e7a no Imposto de Renda?<\/span><\/span><\/h3>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p><\/amp-story-grid-layer><\/amp-story-page><amp-story-page id=\"c500f23b-6c19-45a5-a47c-3ca5874c4d84\" auto-advance-after=\"12s\"><amp-story-animation layout=\"nodisplay\" trigger=\"visibility\"><script type=\"application\/json\">[{\"selector\":\"#anim-787e80e3-d559-439a-869f-82a3b17d52d1 [data-leaf-element=\\\"true\\\"]\",\"keyframes\":{\"transform\":[\"translate3d(-28.730468654002962%, 0, 0)\",\"translate3d(0%, 0, 0)\"]},\"delay\":0,\"duration\":2000,\"easing\":\"cubic-bezier(.3,0,.55,1)\",\"fill\":\"both\"}]<\/script><\/amp-story-animation><amp-story-grid-layer template=\"vertical\" aspect-ratio=\"412:618\" class=\"grid-layer\"><\/p>\n<div class=\"page-fullbleed-area\" style=\"background-color:#51576d\">\n<div class=\"page-safe-area\">\n<div style=\"position:absolute;pointer-events:none;left:0;top:-9.25926%;width:100%;height:118.51852%;opacity:1\">\n<div id=\"anim-787e80e3-d559-439a-869f-82a3b17d52d1\" 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style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0\" class=\"mask\" id=\"el-bf8764ae-6f61-4a5e-b020-cdc7304cda17\">\n<div class=\"fill\" style=\"background-color:#ffab00;will-change:transform\"><\/div>\n<\/div>\n<\/div>\n<div style=\"position:absolute;pointer-events:none;left:7.28155%;top:70.06472%;width:85.43689%;height:29.77346%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0;border-radius:5.681818181818182% 5.681818181818182% 5.681818181818182% 5.681818181818182% \/ 10.869565217391305% 10.869565217391305% 10.869565217391305% 10.869565217391305%\" class=\"mask\" id=\"el-49315f60-38d1-445b-ad31-945fb5a5a8fd\">\n<div class=\"fill\" style=\"background-color:rgba(0,12,97,0.95);will-change:transform\"><\/div>\n<\/div>\n<\/div>\n<div style=\"position:absolute;pointer-events:none;left:66.50485%;top:94.49838%;width:21.84466%;height:3.23625%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0\" class=\"mask\" id=\"el-62a5d509-ce59-442b-b1fe-d2f7632187cc\">\n<div style=\"position:absolute;width:100%;height:103.65841%;left:0%;top:-1.8292%\" data-leaf-element=\"true\"><amp-img layout=\"fill\" src=\"https:\/\/cdn.borainvestir.b3.com.br\/2023\/11\/22185205\/logo_bora_investir-3.png\" alt=\"logo_bora_investir\" srcSet=\"https:\/\/cdn.borainvestir.b3.com.br\/2023\/11\/22185205\/logo_bora_investir-3.png 738w,https:\/\/cdn.borainvestir.b3.com.br\/2023\/11\/22185205\/logo_bora_investir-3-300x69.png 300w\" sizes=\"(min-width: 1024px) 10vh, 22vw\" disable-inline-width=\"true\"><\/amp-img><\/div>\n<\/div>\n<\/div>\n<div style=\"position:absolute;pointer-events:none;left:11.65049%;top:74.91909%;width:76.94175%;height:16.50485%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0\" id=\"el-85da817c-812b-4a9c-b33a-f1ed5d4c3948\">\n<p class=\"fill text-wrapper\" style=\"white-space:pre-line;overflow-wrap:break-word;word-break:break-word;margin:-0.2555205047318608% 0;font-family:&quot;Montserrat&quot;,sans-serif;font-size:0.323625em;line-height:1.3;text-align:left;padding:0;color:#000000\"><span><span style=\"color: #fff\">Se a quantia guardada faz parte do seu patrim\u00f4nio, ent\u00e3o, sim, essa informa\u00e7\u00e3o deve ser declarada \u00e0 Receita Federal.<\/span><\/span><\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p><\/amp-story-grid-layer><\/amp-story-page><amp-story-page id=\"672b0d2a-a0ce-41ce-9190-c19644002ec1\" auto-advance-after=\"12s\"><amp-story-animation layout=\"nodisplay\" trigger=\"visibility\"><script type=\"application\/json\">[{\"selector\":\"#anim-24156b2f-2392-4e19-8927-ea9ac6804d77 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style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0\" class=\"mask\" id=\"el-f29078a1-3086-4cd0-8188-f5ba345c0aeb\">\n<div class=\"fill\" style=\"background-color:#ffab00;will-change:transform\"><\/div>\n<\/div>\n<\/div>\n<div style=\"position:absolute;pointer-events:none;left:7.28155%;top:61.8123%;width:85.43689%;height:38.02589%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0;border-radius:5.681818181818182% 5.681818181818182% 5.681818181818182% 5.681818181818182% \/ 8.51063829787234% 8.51063829787234% 8.51063829787234% 8.51063829787234%\" class=\"mask\" id=\"el-77ccfcfa-5df7-4072-b0c3-eddd6331901b\">\n<div class=\"fill\" style=\"background-color:rgba(0,12,97,0.95);will-change:transform\"><\/div>\n<\/div>\n<\/div>\n<div style=\"position:absolute;pointer-events:none;left:66.50485%;top:94.82201%;width:21.84466%;height:3.23625%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0\" class=\"mask\" id=\"el-e03c798c-92c6-450e-9a3f-3cf6dc73231b\">\n<div style=\"position:absolute;width:100%;height:103.65841%;left:0%;top:-1.8292%\" data-leaf-element=\"true\"><amp-img layout=\"fill\" src=\"https:\/\/cdn.borainvestir.b3.com.br\/2023\/11\/22185205\/logo_bora_investir-3.png\" alt=\"logo_bora_investir\" srcSet=\"https:\/\/cdn.borainvestir.b3.com.br\/2023\/11\/22185205\/logo_bora_investir-3.png 738w,https:\/\/cdn.borainvestir.b3.com.br\/2023\/11\/22185205\/logo_bora_investir-3-300x69.png 300w\" sizes=\"(min-width: 1024px) 10vh, 22vw\" disable-inline-width=\"true\"><\/amp-img><\/div>\n<\/div>\n<\/div>\n<div style=\"position:absolute;pointer-events:none;left:11.65049%;top:66.66667%;width:76.69903%;height:24.91909%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0\" id=\"el-dab7902d-6c01-4ce2-9c5f-bfc2a23ee935\">\n<p class=\"fill text-wrapper\" style=\"white-space:pre-line;overflow-wrap:break-word;word-break:break-word;margin:-0.2563291139240502% 0;font-family:&quot;Montserrat&quot;,sans-serif;font-size:0.323625em;line-height:1.3;text-align:left;padding:0;color:#000000\"><span><span style=\"color: #fff\">Apesar de ser pouco recomendada, a aplica\u00e7\u00e3o na poupan\u00e7a ainda \u00e9 bastante popular no Brasil, por\u00e9m, isso pode fazer voc\u00ea perder dinheiro para a infla\u00e7\u00e3o.<\/span><\/span><\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p><\/amp-story-grid-layer><\/amp-story-page><amp-story-page id=\"1d4a4023-bf82-487d-8bed-9d2641b28319\" auto-advance-after=\"12s\"><amp-story-animation layout=\"nodisplay\" trigger=\"visibility\"><script type=\"application\/json\">[{\"selector\":\"#anim-18e1ce80-e1ad-4dc3-bfaf-9d6532bec748 [data-leaf-element=\\\"true\\\"]\",\"keyframes\":{\"transform\":[\"translate3d(-9.237896878224463%, 0, 0) translate(-25%, 0%) scale(1.5)\",\"translate3d(0%, 0, 0) translate(0%, 0%) scale(1)\"]},\"delay\":0,\"duration\":2000,\"fill\":\"forwards\"}]<\/script><\/amp-story-animation><amp-story-grid-layer template=\"vertical\" aspect-ratio=\"412:618\" class=\"grid-layer\"><\/p>\n<div class=\"page-fullbleed-area\" style=\"background-color:#d0c9c3\">\n<div class=\"page-safe-area\">\n<div style=\"position:absolute;pointer-events:none;left:0;top:-9.25926%;width:100%;height:118.51852%;opacity:1\">\n<div id=\"anim-18e1ce80-e1ad-4dc3-bfaf-9d6532bec748\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0\" class=\"mask\" id=\"el-1d0fea63-01d5-4f6e-8923-f46a8ec1380a\">\n<div style=\"position:absolute;width:122.66296%;height:100%;left:-11.33148%;top:0%\" data-leaf-element=\"true\"><amp-img layout=\"fill\" src=\"https:\/\/cdn.borainvestir.b3.com.br\/2024\/04\/24112541\/Mulher-segurando-calculadora.jpg\" alt=\"Mulher segurando calculadora\" srcSet=\"https:\/\/cdn.borainvestir.b3.com.br\/2024\/04\/24112541\/Mulher-segurando-calculadora.jpg 661w,https:\/\/cdn.borainvestir.b3.com.br\/2024\/04\/24112541\/Mulher-segurando-calculadora-207x300.jpg 207w,https:\/\/cdn.borainvestir.b3.com.br\/2024\/04\/24112541\/Mulher-segurando-calculadora-150x217.jpg 150w\" sizes=\"(min-width: 1024px) 45vh, 100vw\" disable-inline-width=\"true\"><\/amp-img><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p><\/amp-story-grid-layer><amp-story-grid-layer template=\"vertical\" aspect-ratio=\"412:618\" class=\"grid-layer\"><\/p>\n<div class=\"page-fullbleed-area\">\n<div class=\"page-safe-area\">\n<div style=\"position:absolute;pointer-events:none;left:7.28155%;top:56.79612%;width:15.7767%;height:3.23625%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0\" class=\"mask\" id=\"el-be91e72c-93b0-41dd-8c05-4b911572657d\">\n<div class=\"fill\" style=\"background-color:#ffab00;will-change:transform\"><\/div>\n<\/div>\n<\/div>\n<div style=\"position:absolute;pointer-events:none;left:7.28155%;top:61.48867%;width:85.43689%;height:38.34951%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0;border-radius:5.681818181818182% 5.681818181818182% 5.681818181818182% 5.681818181818182% \/ 8.438818565400844% 8.438818565400844% 8.438818565400844% 8.438818565400844%\" class=\"mask\" id=\"el-d0e0945f-7d3c-476e-8700-4c78b412845c\">\n<div class=\"fill\" style=\"background-color:rgba(0,12,97,0.95);will-change:transform\"><\/div>\n<\/div>\n<\/div>\n<div style=\"position:absolute;pointer-events:none;left:66.50485%;top:94.49838%;width:21.84466%;height:3.23625%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0\" class=\"mask\" id=\"el-17c9bd9a-fe94-450a-92be-db91098a36f2\">\n<div style=\"position:absolute;width:100%;height:103.65841%;left:0%;top:-1.8292%\" data-leaf-element=\"true\"><amp-img layout=\"fill\" src=\"https:\/\/cdn.borainvestir.b3.com.br\/2023\/11\/22185205\/logo_bora_investir-3.png\" alt=\"logo_bora_investir\" srcSet=\"https:\/\/cdn.borainvestir.b3.com.br\/2023\/11\/22185205\/logo_bora_investir-3.png 738w,https:\/\/cdn.borainvestir.b3.com.br\/2023\/11\/22185205\/logo_bora_investir-3-300x69.png 300w\" sizes=\"(min-width: 1024px) 10vh, 22vw\" disable-inline-width=\"true\"><\/amp-img><\/div>\n<\/div>\n<\/div>\n<div style=\"position:absolute;pointer-events:none;left:11.65049%;top:66.34304%;width:76.69903%;height:24.91909%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0\" id=\"el-1ae4faae-16df-43ae-a465-6964dccd011d\">\n<p class=\"fill text-wrapper\" style=\"white-space:pre-line;overflow-wrap:break-word;word-break:break-word;margin:-0.2563291139240502% 0;font-family:&quot;Montserrat&quot;,sans-serif;font-size:0.323625em;line-height:1.3;text-align:left;padding:0;color:#000000\"><span><span style=\"color: #fff\">N\u00e3o \u00e9 gerada nenhuma cobran\u00e7a tribut\u00e1ria sobre seu rendimento em poupan\u00e7a, afinal, esse ativo de renda fixa&nbsp;<\/span><br \/>\n<span style=\"color: #fff\">\u00e9 isento do IR. Mas existe uma exce\u00e7\u00e3o.<\/span><\/span><\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p><\/amp-story-grid-layer><\/amp-story-page><amp-story-page id=\"e83e09c0-6fdb-427e-a46d-6e4109bda72e\" auto-advance-after=\"12s\"><amp-story-animation layout=\"nodisplay\" trigger=\"visibility\"><script type=\"application\/json\">[{\"selector\":\"#anim-c28a42ba-e5c3-4d4e-a1a7-ee621df8044b [data-leaf-element=\\\"true\\\"]\",\"keyframes\":{\"transform\":[\"translate3d(0, 21.259842519685034%, 0)\",\"translate3d(0, 0%, 0)\"]},\"delay\":0,\"duration\":2000,\"easing\":\"cubic-bezier(.3,0,.55,1)\",\"fill\":\"both\"}]<\/script><\/amp-story-animation><amp-story-grid-layer template=\"vertical\" aspect-ratio=\"412:618\" class=\"grid-layer\"><\/p>\n<div class=\"page-fullbleed-area\" style=\"background-color:#3a363a\">\n<div class=\"page-safe-area\">\n<div style=\"position:absolute;pointer-events:none;left:0;top:-9.25926%;width:100%;height:118.51852%;opacity:1\">\n<div id=\"anim-c28a42ba-e5c3-4d4e-a1a7-ee621df8044b\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0\" class=\"mask\" id=\"el-8244420d-f74e-4e91-b8f2-45fd41597431\">\n<div style=\"position:absolute;width:150.51852%;height:127%;left:-37.48148%;top:-27%\" data-leaf-element=\"true\"><amp-img layout=\"fill\" src=\"https:\/\/cdn.borainvestir.b3.com.br\/2024\/04\/29144611\/Mulher-no-notebook-1.jpg\" alt=\"Mulher no notebook\" srcSet=\"https:\/\/cdn.borainvestir.b3.com.br\/2024\/04\/29144611\/Mulher-no-notebook-1.jpg 640w,https:\/\/cdn.borainvestir.b3.com.br\/2024\/04\/29144611\/Mulher-no-notebook-1-200x300.jpg 200w,https:\/\/cdn.borainvestir.b3.com.br\/2024\/04\/29144611\/Mulher-no-notebook-1-150x225.jpg 150w\" sizes=\"(min-width: 1024px) 57vh, 127vw\" disable-inline-width=\"true\"><\/amp-img><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p><\/amp-story-grid-layer><amp-story-grid-layer template=\"vertical\" aspect-ratio=\"412:618\" class=\"grid-layer\"><\/p>\n<div class=\"page-fullbleed-area\">\n<div class=\"page-safe-area\">\n<div style=\"position:absolute;pointer-events:none;left:7.28155%;top:56.79612%;width:15.7767%;height:3.23625%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0\" class=\"mask\" id=\"el-92981144-a357-4d6f-b024-1e39c85c4756\">\n<div class=\"fill\" style=\"background-color:#ffab00;will-change:transform\"><\/div>\n<\/div>\n<\/div>\n<div style=\"position:absolute;pointer-events:none;left:7.28155%;top:61.48867%;width:85.43689%;height:38.34951%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0;border-radius:5.681818181818182% 5.681818181818182% 5.681818181818182% 5.681818181818182% \/ 8.438818565400844% 8.438818565400844% 8.438818565400844% 8.438818565400844%\" class=\"mask\" id=\"el-65dfc102-6d8b-4018-8264-cb24e0827a88\">\n<div class=\"fill\" style=\"background-color:rgba(0,12,97,0.95);will-change:transform\"><\/div>\n<\/div>\n<\/div>\n<div style=\"position:absolute;pointer-events:none;left:66.50485%;top:94.49838%;width:21.84466%;height:3.23625%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0\" class=\"mask\" id=\"el-7e350b2c-36fa-4c32-b19f-b41f53257896\">\n<div style=\"position:absolute;width:100%;height:103.65841%;left:0%;top:-1.8292%\" data-leaf-element=\"true\"><amp-img layout=\"fill\" src=\"https:\/\/cdn.borainvestir.b3.com.br\/2023\/11\/22185205\/logo_bora_investir-3.png\" alt=\"logo_bora_investir\" srcSet=\"https:\/\/cdn.borainvestir.b3.com.br\/2023\/11\/22185205\/logo_bora_investir-3.png 738w,https:\/\/cdn.borainvestir.b3.com.br\/2023\/11\/22185205\/logo_bora_investir-3-300x69.png 300w\" sizes=\"(min-width: 1024px) 10vh, 22vw\" disable-inline-width=\"true\"><\/amp-img><\/div>\n<\/div>\n<\/div>\n<div style=\"position:absolute;pointer-events:none;left:11.65049%;top:66.34304%;width:76.69903%;height:24.91909%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0\" id=\"el-f8235014-ca44-4068-a493-9580f520314b\">\n<p class=\"fill text-wrapper\" style=\"white-space:pre-line;overflow-wrap:break-word;word-break:break-word;margin:-0.2563291139240502% 0;font-family:&quot;Montserrat&quot;,sans-serif;font-size:0.323625em;line-height:1.3;text-align:left;padding:0;color:#000000\"><span><span style=\"color: #fff\">\u00c9 necess\u00e1rio declarar a caderneta quando o valor aplicado exceder R$ 140. Ou seja: se voc\u00ea tinha mais do que este valor na poupan\u00e7a, n\u00e3o tem jeito: vai precisar declarar.<\/span><\/span><\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p><\/amp-story-grid-layer><\/amp-story-page><amp-story-page id=\"4653a6ee-4dbb-4910-af88-f2ed5abd6ec0\" auto-advance-after=\"12s\"><amp-story-animation layout=\"nodisplay\" trigger=\"visibility\"><script type=\"application\/json\">[{\"selector\":\"#anim-698e1b4f-e7cb-451b-b461-c7802f7db1a1 [data-leaf-element=\\\"true\\\"]\",\"keyframes\":{\"transform\":[\"translate(10.077609725701178%, 15.667808633662485%) scale(0.684931506849315)\",\"translate(0%, 0%) scale(1)\"]},\"delay\":0,\"duration\":2000,\"easing\":\"cubic-bezier(.3,0,.55,1)\",\"fill\":\"forwards\"}]<\/script><\/amp-story-animation><amp-story-grid-layer template=\"vertical\" aspect-ratio=\"412:618\" class=\"grid-layer\"><\/p>\n<div class=\"page-fullbleed-area\" style=\"background-color:#d6d7d5\">\n<div class=\"page-safe-area\">\n<div style=\"position:absolute;pointer-events:none;left:0;top:-9.25926%;width:100%;height:118.51852%;opacity:1\">\n<div id=\"anim-698e1b4f-e7cb-451b-b461-c7802f7db1a1\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0\" class=\"mask\" id=\"el-a95256de-f17d-44b7-9783-a5087f64fdd0\">\n<div style=\"position:absolute;width:172.94982%;height:146%;left:-59.80825%;top:-45.875%\" data-leaf-element=\"true\"><amp-img layout=\"fill\" src=\"https:\/\/cdn.borainvestir.b3.com.br\/2024\/04\/29144754\/Mulher-relaxando.jpg\" alt=\"Mulher relaxando\" srcSet=\"https:\/\/cdn.borainvestir.b3.com.br\/2024\/04\/29144754\/Mulher-relaxando.jpg 661w,https:\/\/cdn.borainvestir.b3.com.br\/2024\/04\/29144754\/Mulher-relaxando-200x300.jpg 200w,https:\/\/cdn.borainvestir.b3.com.br\/2024\/04\/29144754\/Mulher-relaxando-150x225.jpg 150w\" sizes=\"(min-width: 1024px) 66vh, 146vw\" disable-inline-width=\"true\"><\/amp-img><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p><\/amp-story-grid-layer><amp-story-grid-layer template=\"vertical\" aspect-ratio=\"412:618\" class=\"grid-layer\"><\/p>\n<div class=\"page-fullbleed-area\">\n<div class=\"page-safe-area\">\n<div style=\"position:absolute;pointer-events:none;left:7.28155%;top:53.07443%;width:15.7767%;height:3.23625%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0\" class=\"mask\" id=\"el-44f2e53e-fbbf-43c0-9d43-51968c3d33da\">\n<div class=\"fill\" style=\"background-color:#ffab00;will-change:transform\"><\/div>\n<\/div>\n<\/div>\n<div style=\"position:absolute;pointer-events:none;left:7.28155%;top:57.76699%;width:85.43689%;height:42.23301%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0;border-radius:5.681818181818182% 5.681818181818182% 5.681818181818182% 5.681818181818182% \/ 7.662835249042145% 7.662835249042145% 7.662835249042145% 7.662835249042145%\" class=\"mask\" id=\"el-92830fdb-9915-4c72-8f91-5f17b71fff1d\">\n<div class=\"fill\" style=\"background-color:rgba(0,12,97,0.95);will-change:transform\"><\/div>\n<\/div>\n<\/div>\n<div style=\"position:absolute;pointer-events:none;left:65.7767%;top:94.98382%;width:21.84466%;height:3.23625%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0\" class=\"mask\" id=\"el-73f04dfa-16d7-4152-9cf5-6c9584b7a497\">\n<div style=\"position:absolute;width:100%;height:103.65841%;left:0%;top:-1.8292%\" data-leaf-element=\"true\"><amp-img layout=\"fill\" src=\"https:\/\/cdn.borainvestir.b3.com.br\/2023\/11\/22185205\/logo_bora_investir-3.png\" alt=\"logo_bora_investir\" srcSet=\"https:\/\/cdn.borainvestir.b3.com.br\/2023\/11\/22185205\/logo_bora_investir-3.png 738w,https:\/\/cdn.borainvestir.b3.com.br\/2023\/11\/22185205\/logo_bora_investir-3-300x69.png 300w\" sizes=\"(min-width: 1024px) 10vh, 22vw\" disable-inline-width=\"true\"><\/amp-img><\/div>\n<\/div>\n<\/div>\n<div style=\"position:absolute;pointer-events:none;left:11.65049%;top:62.62136%;width:76.69903%;height:29.12621%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0\" id=\"el-b8896ff2-23d8-49fd-a6db-95787df59f6b\">\n<p class=\"fill text-wrapper\" style=\"white-space:pre-line;overflow-wrap:break-word;word-break:break-word;margin:-0.2563291139240502% 0;font-family:&quot;Montserrat&quot;,sans-serif;font-size:0.323625em;line-height:1.3;text-align:left;padding:0;color:#000000\"><span><span style=\"color: #fff\">Mas, se este n\u00e3o for o seu caso e voc\u00ea n\u00e3o cumprir nenhum dos outros crit\u00e9rios de obrigatoriedade estabelecidos pela Receita, pode ficar tranquilo: n\u00e3o ser\u00e1 preciso declarar nada.<\/span><\/span><\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p><\/amp-story-grid-layer><\/amp-story-page><\/amp-story><\/body><\/html><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Como declarar a poupan\u00e7a no Imposto de Renda? Como declarar a poupan\u00e7a no Imposto de Renda? Se a quantia guardada faz parte do seu patrim\u00f4nio, ent\u00e3o, sim, essa informa\u00e7\u00e3o deve ser declarada \u00e0 Receita Federal. Apesar de ser pouco recomendada, a aplica\u00e7\u00e3o na poupan\u00e7a ainda \u00e9 bastante popular no Brasil, por\u00e9m, isso pode fazer voc\u00ea [&hellip;]<\/p>\n","protected":false},"author":25,"featured_media":40825,"template":"","meta":{"_acf_changed":false,"web_stories_publisher_logo":31901,"web_stories_poster":[],"web_stories_products":[],"footnotes":""},"web_story_category":[],"web_story_tag":[1620,1537,1533],"class_list":["post-40581","web-story","type-web-story","status-publish","has-post-thumbnail","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v24.7 (Yoast SEO v24.7) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Como declarar a poupan\u00e7a no Imposto de Renda? | Bora Investir<\/title>\n<meta name=\"description\" content=\"Como declarar a poupan\u00e7a no Imposto de Renda? Como declarar a poupan\u00e7a no Imposto de Renda? Se a quantia guardada faz parte do seu patrim\u00f4nio, ent\u00e3o, sim, essa informa\u00e7\u00e3o deve ser declarada \u00e0 Receita Federal. Apesar de ser pouco recomendada, a aplica\u00e7\u00e3o na poupan\u00e7a ainda \u00e9 bastante popular no Brasil, por\u00e9m, isso pode fazer voc\u00ea [&hellip;]\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/borainvestir.b3.com.br\/web-stories\/como-declarar-a-poupanca-no-imposto-de-renda\/\" \/>\n<meta property=\"og:locale\" content=\"pt_BR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Como declarar a poupan\u00e7a no Imposto de Renda?\" \/>\n<meta property=\"og:description\" content=\"Como declarar a poupan\u00e7a no Imposto de Renda? Como declarar a poupan\u00e7a no Imposto de Renda? Se a quantia guardada faz parte do seu patrim\u00f4nio, ent\u00e3o, sim, essa informa\u00e7\u00e3o deve ser declarada \u00e0 Receita Federal. 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