{"id":54910,"date":"2025-04-08T16:24:29","date_gmt":"2025-04-08T19:24:29","guid":{"rendered":"https:\/\/borainvestir.b3.com.br\/?post_type=web-story&#038;p=54910"},"modified":"2025-04-08T16:24:31","modified_gmt":"2025-04-08T19:24:31","slug":"quais-os-cuidados-a-tomar-antes-de-investir-em-cdbs","status":"publish","type":"web-story","link":"https:\/\/borainvestir.b3.com.br\/web-stories\/quais-os-cuidados-a-tomar-antes-de-investir-em-cdbs\/","title":{"rendered":"Quais os cuidados a tomar antes de investir em CDBs"},"content":{"rendered":"<p><html amp=\"\" lang=\"en\"><head><meta charSet=\"utf-8\"\/><meta name=\"viewport\" content=\"width=device-width,minimum-scale=1,initial-scale=1\"\/><script async=\"\" src=\"https:\/\/cdn.ampproject.org\/v0.js\"><\/script><script async=\"\" src=\"https:\/\/cdn.ampproject.org\/v0\/amp-story-1.0.js\" custom-element=\"amp-story\"><\/script><link href=\"https:\/\/fonts.googleapis.com\/css2?display=swap&amp;family=Montserrat%3Awght%40400%3B700\" 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margin-bottom: 16px;\n                text-align: center;\n              }<\/p>\n<p>              amp-story-audio-sticker {\n                height: 100%;\n              }<\/p>\n<p>              .audio-sticker {\n                font-family: -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, Oxygen-Sans, Ubuntu, Cantarell, 'Helvetica Neue', sans-serif;\n              }\n              <\/style>\n<p><meta name=\"web-stories-replace-head-start\"\/><title>Quais os cuidados a tomar antes de investir em CDBs<\/title><link rel=\"canonical\" href=\"https:\/\/borainvestir.b3.com.br\/?post_type=web-story&#038;p=54910\/\"\/><meta name=\"web-stories-replace-head-end\"\/><\/head><body><amp-story standalone=\"\" publisher=\"Bora Investir\" publisher-logo-src=\"https:\/\/borainvestir.b3.com.br\/app\/uploads\/2023\/11\/cropped-B3_Logo_Azul-3-1.png\" title=\"Quais os cuidados a tomar antes de investir em CDBs\" poster-portrait-src=\"https:\/\/cdn.borainvestir.b3.com.br\/2025\/04\/08162419\/cropped-cdbvaleeste.jpg.webp\"><amp-story-page id=\"ebe48ca1-738d-4d3e-b462-f5e998fd7acb\" auto-advance-after=\"7s\"><amp-story-grid-layer template=\"vertical\" aspect-ratio=\"412:618\" class=\"grid-layer\"><\/p>\n<div class=\"page-fullbleed-area\" style=\"background-color:#48342b\">\n<div class=\"page-safe-area\">\n<div style=\"position:absolute;pointer-events:none;left:0;top:-9.25926%;width:100%;height:118.51852%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0\" class=\"mask\" id=\"el-f1f708ca-211c-43d7-b3f9-97c8fc9e30dd\">\n<div style=\"position:absolute;width:266.66667%;height:100%;left:-126.92308%;top:0%\" data-leaf-element=\"true\"><amp-img layout=\"fill\" src=\"https:\/\/cdn.borainvestir.b3.com.br\/2024\/11\/21122117\/cdbvaleeste.jpg\" alt=\"Homem digitando em notebook\" srcSet=\"https:\/\/cdn.borainvestir.b3.com.br\/2024\/11\/21122117\/cdbvaleeste.jpg 600w,https:\/\/cdn.borainvestir.b3.com.br\/2024\/11\/21122117\/cdbvaleeste-300x200.jpg 300w,https:\/\/cdn.borainvestir.b3.com.br\/2024\/11\/21122117\/cdbvaleeste-150x100.jpg 150w\" sizes=\"(min-width: 1024px) 120vh, 267vw\" disable-inline-width=\"true\"><\/amp-img><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p><\/amp-story-grid-layer><amp-story-grid-layer template=\"vertical\" aspect-ratio=\"412:618\" class=\"grid-layer\"><\/p>\n<div class=\"page-fullbleed-area\">\n<div class=\"page-safe-area\">\n<div style=\"position:absolute;pointer-events:none;left:7.03883%;top:64.72492%;width:86.16505%;height:35.27508%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0;border-radius:5.633802816901409% 5.633802816901409% 5.633802816901409% 5.633802816901409% \/ 9.174311926605505% 9.174311926605505% 9.174311926605505% 9.174311926605505%\" class=\"mask\" id=\"el-b0ccd591-b8df-4294-be00-03fc419ccab7\">\n<div class=\"fill\" style=\"background-color:rgba(0,12,97,0.95);will-change:transform\"><\/div>\n<\/div>\n<\/div>\n<div style=\"position:absolute;pointer-events:none;left:12.13592%;top:69.57929%;width:47.08738%;height:7.11974%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0\" class=\"mask\" id=\"el-e2af26e9-f6e6-4711-96be-74b07d69b500\">\n<div style=\"position:absolute;width:100%;height:101.56444%;left:0%;top:-0.78222%\" data-leaf-element=\"true\"><amp-img layout=\"fill\" src=\"https:\/\/cdn.borainvestir.b3.com.br\/2023\/11\/22185205\/logo_bora_investir-3.png\" alt=\"logo_bora_investir\" srcSet=\"https:\/\/cdn.borainvestir.b3.com.br\/2023\/11\/22185205\/logo_bora_investir-3.png 738w,https:\/\/cdn.borainvestir.b3.com.br\/2023\/11\/22185205\/logo_bora_investir-3-300x69.png 300w\" sizes=\"(min-width: 1024px) 21vh, 47vw\" disable-inline-width=\"true\"><\/amp-img><\/div>\n<\/div>\n<\/div>\n<div style=\"position:absolute;pointer-events:none;left:6.79612%;top:59.38511%;width:15.7767%;height:3.23625%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0\" class=\"mask\" id=\"el-a2879780-7ac1-42a5-918c-90e599806ebf\">\n<div class=\"fill\" style=\"background-color:#ffab00;will-change:transform\"><\/div>\n<\/div>\n<\/div>\n<div style=\"position:absolute;pointer-events:none;left:11.65049%;top:82.03883%;width:67.71845%;height:14.07767%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0;border-radius:0.7168458781362007% 0.7168458781362007% 0.7168458781362007% 0.7168458781362007% \/ 2.2988505747126435% 2.2988505747126435% 2.2988505747126435% 2.2988505747126435%\" id=\"el-4e243b00-8720-468e-b9bc-54f037e9a7bf\">\n<h3 class=\"fill text-wrapper\" style=\"white-space:pre-line;overflow-wrap:break-word;word-break:break-word;margin:0.12473118279569918% 0;font-family:&quot;Montserrat&quot;,sans-serif;font-size:0.388350em;line-height:1.19;text-align:left;padding:0;color:#000000\"><span><span style=\"font-weight: 700; color: #fff\">Quais os cuidados a tomar antes de investir em CDBs<\/span><\/span><\/h3>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p><\/amp-story-grid-layer><\/amp-story-page><amp-story-page id=\"e19fe2ee-57ca-4e9e-845a-5cc39e00420d\" auto-advance-after=\"7s\"><amp-story-grid-layer template=\"vertical\" aspect-ratio=\"412:618\" class=\"grid-layer\"><\/p>\n<div class=\"page-fullbleed-area\" style=\"background-color:#102261\">\n<div class=\"page-safe-area\">\n<div style=\"position:absolute;pointer-events:none;left:0;top:-9.25926%;width:100%;height:118.51852%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0\" class=\"mask\" id=\"el-dad3b576-3ee3-4e9e-9467-94668a40bfda\">\n<div style=\"position:absolute;width:316.04939%;height:100%;left:-103.217%;top:0%\" data-leaf-element=\"true\"><amp-img layout=\"fill\" src=\"https:\/\/cdn.borainvestir.b3.com.br\/2022\/07\/14152529\/CDB_bora_investir.jpeg\" alt=\"Conceito de diversifica\u00e7\u00e3o representado por um carrinho de supermercado cheio de moedas diferentes. Foto: AdobeStock\/Manipula\u00e7\u00e3o: Estad\u00e3o\" srcSet=\"https:\/\/cdn.borainvestir.b3.com.br\/2022\/07\/14152529\/CDB_bora_investir.jpeg 960w,https:\/\/cdn.borainvestir.b3.com.br\/2022\/07\/14152529\/CDB_bora_investir-768x432.jpeg 768w,https:\/\/cdn.borainvestir.b3.com.br\/2022\/07\/14152529\/CDB_bora_investir-300x169.jpeg 300w,https:\/\/cdn.borainvestir.b3.com.br\/2022\/07\/14152529\/CDB_bora_investir-150x84.jpeg 150w\" sizes=\"(min-width: 1024px) 143vh, 317vw\" disable-inline-width=\"true\"><\/amp-img><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p><\/amp-story-grid-layer><amp-story-grid-layer template=\"vertical\" aspect-ratio=\"412:618\" class=\"grid-layer\"><\/p>\n<div class=\"page-fullbleed-area\">\n<div class=\"page-safe-area\">\n<div style=\"position:absolute;pointer-events:none;left:7.28155%;top:52.10356%;width:15.7767%;height:3.23625%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0\" class=\"mask\" id=\"el-380989d1-2936-4428-afb5-3f2c2f59afe5\">\n<div class=\"fill\" style=\"background-color:#ffab00;will-change:transform\"><\/div>\n<\/div>\n<\/div>\n<div style=\"position:absolute;pointer-events:none;left:7.28155%;top:57.60518%;width:85.43689%;height:34.30421%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0;border-radius:5.681818181818182% 5.681818181818182% 5.681818181818182% 5.681818181818182% \/ 9.433962264150944% 9.433962264150944% 9.433962264150944% 9.433962264150944%\" class=\"mask\" id=\"el-48eecc0a-f126-4880-afbd-c6de4b98cf55\">\n<div class=\"fill\" style=\"background-color:rgba(0,12,97,0.95);will-change:transform\"><\/div>\n<\/div>\n<\/div>\n<div style=\"position:absolute;pointer-events:none;left:11.65049%;top:62.62136%;width:76.45631%;height:20.71197%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0\" id=\"el-0cf436ab-a414-488f-98c8-0dfe055e3dec\">\n<p class=\"fill text-wrapper\" style=\"white-space:pre-line;overflow-wrap:break-word;word-break:break-word;margin:-0.25714285714285673% 0;font-family:&quot;Montserrat&quot;,sans-serif;font-size:0.323625em;line-height:1.3;text-align:left;padding:0;color:#000000\"><span><span style=\"color: #fff\">Os CDBs (Certificados de Dep\u00f3sitos Banc\u00e1rios) se popularizaram no Brasil como uma forma de diversificar as aplica\u00e7\u00f5es em renda fixa.<\/span><\/span><\/p>\n<\/div>\n<\/div>\n<div style=\"position:absolute;pointer-events:none;left:66.26214%;top:86.73139%;width:21.84466%;height:3.23625%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0\" class=\"mask\" id=\"el-19b192ff-8e1d-4ba5-9f22-18a4cf6529ef\">\n<div style=\"position:absolute;width:100%;height:103.65841%;left:0%;top:-1.8292%\" data-leaf-element=\"true\"><amp-img layout=\"fill\" src=\"https:\/\/cdn.borainvestir.b3.com.br\/2023\/11\/22185205\/logo_bora_investir-3.png\" alt=\"logo_bora_investir\" srcSet=\"https:\/\/cdn.borainvestir.b3.com.br\/2023\/11\/22185205\/logo_bora_investir-3.png 738w,https:\/\/cdn.borainvestir.b3.com.br\/2023\/11\/22185205\/logo_bora_investir-3-300x69.png 300w\" sizes=\"(min-width: 1024px) 10vh, 22vw\" disable-inline-width=\"true\"><\/amp-img><\/div>\n<\/div>\n<\/div>\n<div style=\"position:absolute;pointer-events:none;left:7.28155%;top:93.52751%;width:85.43689%;height:6.47249%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0;border-radius:5.681818181818182% 5.681818181818182% 5.681818181818182% 5.681818181818182% \/ 50% 50% 50% 50%\" class=\"mask\" id=\"el-49d8b584-aa50-4029-92c1-5ae1943486a1\">\n<div class=\"fill\" style=\"background-color:rgba(0,12,97,0.95);will-change:transform\"><\/div>\n<\/div>\n<\/div>\n<div style=\"position:absolute;pointer-events:none;left:11.77184%;top:94.7411%;width:76.45631%;height:4.04531%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0\" id=\"el-8bc46554-58f6-49f9-9a7e-e54add7cea94\"><a href=\"https:\/\/borainvestir.b3.com.br\/tipos-de-investimentos\/renda-fixa\/cdb\/quais-os-cuidados-a-tomar-antes-de-investir-em-cdbs\/\" data-tooltip-icon=\"https:\/\/cdn.borainvestir.b3.com.br\/2024\/11\/21122117\/cdbvaleeste.jpg\" data-tooltip-text=\"Quais os cuidados a tomar antes de investir em CDBs\" target=\"_blank\" rel=\"noreferrer\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0\"><\/p>\n<p class=\"fill text-wrapper\" style=\"white-space:pre-line;overflow-wrap:break-word;word-break:break-word;margin:-0.25714285714285673% 0;font-family:&quot;Montserrat&quot;,sans-serif;font-size:0.323625em;line-height:1.3;text-align:center;padding:0;color:#000000\"><span><span style=\"font-weight: 700; text-decoration: underline; color: #fff\">Leia a mat\u00e9ria completa<\/span><\/span><\/p>\n<p><\/a><\/div>\n<\/div>\n<\/div>\n<\/div>\n<p><\/amp-story-grid-layer><\/amp-story-page><amp-story-page id=\"507d2e1a-7809-4f4f-8b1c-81bd68e285c1\" auto-advance-after=\"7s\"><amp-story-grid-layer template=\"vertical\" aspect-ratio=\"412:618\" class=\"grid-layer\"><\/p>\n<div class=\"page-fullbleed-area\" style=\"background-color:#423f47\">\n<div class=\"page-safe-area\">\n<div style=\"position:absolute;pointer-events:none;left:0;top:-9.25926%;width:100%;height:118.51852%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0\" class=\"mask\" id=\"el-73b5f743-8a43-4d84-9e3a-cadda7d04594\">\n<div style=\"position:absolute;width:316.04939%;height:100%;left:-108.02469%;top:0%\" data-leaf-element=\"true\"><amp-img layout=\"fill\" src=\"https:\/\/cdn.borainvestir.b3.com.br\/2022\/09\/13144305\/fgc-fundo-garantidor-de-credito-protecao-para-seus-investimentos.jpeg\" alt=\"Cofrinho em forma de porco cor-de-rosa protegido por um guarda-chuva\" srcSet=\"https:\/\/cdn.borainvestir.b3.com.br\/2022\/09\/13144305\/fgc-fundo-garantidor-de-credito-protecao-para-seus-investimentos.jpeg 960w,https:\/\/cdn.borainvestir.b3.com.br\/2022\/09\/13144305\/fgc-fundo-garantidor-de-credito-protecao-para-seus-investimentos-768x432.jpeg 768w,https:\/\/cdn.borainvestir.b3.com.br\/2022\/09\/13144305\/fgc-fundo-garantidor-de-credito-protecao-para-seus-investimentos-300x169.jpeg 300w,https:\/\/cdn.borainvestir.b3.com.br\/2022\/09\/13144305\/fgc-fundo-garantidor-de-credito-protecao-para-seus-investimentos-150x84.jpeg 150w\" sizes=\"(min-width: 1024px) 143vh, 317vw\" disable-inline-width=\"true\"><\/amp-img><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p><\/amp-story-grid-layer><amp-story-grid-layer template=\"vertical\" aspect-ratio=\"412:618\" class=\"grid-layer\"><\/p>\n<div class=\"page-fullbleed-area\">\n<div class=\"page-safe-area\">\n<div style=\"position:absolute;pointer-events:none;left:7.28155%;top:52.10356%;width:15.7767%;height:3.23625%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0\" class=\"mask\" id=\"el-d4bcf0d1-6ad4-4b55-badc-2d7dbd01dd7c\">\n<div class=\"fill\" style=\"background-color:#ffab00;will-change:transform\"><\/div>\n<\/div>\n<\/div>\n<div style=\"position:absolute;pointer-events:none;left:7.28155%;top:57.60518%;width:85.43689%;height:34.30421%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0;border-radius:5.681818181818182% 5.681818181818182% 5.681818181818182% 5.681818181818182% \/ 9.433962264150944% 9.433962264150944% 9.433962264150944% 9.433962264150944%\" class=\"mask\" id=\"el-5008399d-3480-44c5-b583-36a21df3882a\">\n<div class=\"fill\" style=\"background-color:rgba(0,12,97,0.95);will-change:transform\"><\/div>\n<\/div>\n<\/div>\n<div style=\"position:absolute;pointer-events:none;left:11.65049%;top:62.62136%;width:76.45631%;height:24.91909%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0\" id=\"el-faf59101-0c17-48cb-9c9d-4f343ef7c2e3\">\n<p class=\"fill text-wrapper\" style=\"white-space:pre-line;overflow-wrap:break-word;word-break:break-word;margin:-0.25714285714285673% 0;font-family:&quot;Montserrat&quot;,sans-serif;font-size:0.323625em;line-height:1.3;text-align:left;padding:0;color:#000000\"><span><span style=\"color: #fff\">Esses t\u00edtulos, emitidos por bancos, contam com a cobertura do Fundo Garantidor de Cr\u00e9ditos (FGC), e por isso s\u00e3o considerados seguros pelos investidores.<\/span><\/span><\/p>\n<\/div>\n<\/div>\n<div style=\"position:absolute;pointer-events:none;left:66.26214%;top:86.73139%;width:21.84466%;height:3.23625%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0\" class=\"mask\" id=\"el-7d62b911-eeaf-417e-8ee0-0df6a37c565b\">\n<div style=\"position:absolute;width:100%;height:103.65841%;left:0%;top:-1.8292%\" data-leaf-element=\"true\"><amp-img layout=\"fill\" src=\"https:\/\/cdn.borainvestir.b3.com.br\/2023\/11\/22185205\/logo_bora_investir-3.png\" alt=\"logo_bora_investir\" srcSet=\"https:\/\/cdn.borainvestir.b3.com.br\/2023\/11\/22185205\/logo_bora_investir-3.png 738w,https:\/\/cdn.borainvestir.b3.com.br\/2023\/11\/22185205\/logo_bora_investir-3-300x69.png 300w\" sizes=\"(min-width: 1024px) 10vh, 22vw\" disable-inline-width=\"true\"><\/amp-img><\/div>\n<\/div>\n<\/div>\n<div style=\"position:absolute;pointer-events:none;left:7.28155%;top:93.52751%;width:85.43689%;height:6.47249%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0;border-radius:5.681818181818182% 5.681818181818182% 5.681818181818182% 5.681818181818182% \/ 50% 50% 50% 50%\" class=\"mask\" id=\"el-7402f918-f875-486b-9500-bbb68430f105\">\n<div class=\"fill\" style=\"background-color:rgba(0,12,97,0.95);will-change:transform\"><\/div>\n<\/div>\n<\/div>\n<div style=\"position:absolute;pointer-events:none;left:11.77184%;top:94.7411%;width:76.45631%;height:4.04531%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0\" id=\"el-c52ee6ee-34ed-41cd-9c49-e0a51f7f47ad\"><a href=\"https:\/\/borainvestir.b3.com.br\/tipos-de-investimentos\/renda-fixa\/cdb\/quais-os-cuidados-a-tomar-antes-de-investir-em-cdbs\/\" data-tooltip-icon=\"https:\/\/cdn.borainvestir.b3.com.br\/2024\/11\/21122117\/cdbvaleeste.jpg\" data-tooltip-text=\"Quais os cuidados a tomar antes de investir em CDBs\" target=\"_blank\" rel=\"noreferrer\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0\"><\/p>\n<p class=\"fill text-wrapper\" style=\"white-space:pre-line;overflow-wrap:break-word;word-break:break-word;margin:-0.25714285714285673% 0;font-family:&quot;Montserrat&quot;,sans-serif;font-size:0.323625em;line-height:1.3;text-align:center;padding:0;color:#000000\"><span><span style=\"font-weight: 700; text-decoration: underline; color: #fff\">Leia a mat\u00e9ria completa<\/span><\/span><\/p>\n<p><\/a><\/div>\n<\/div>\n<\/div>\n<\/div>\n<p><\/amp-story-grid-layer><\/amp-story-page><amp-story-page id=\"850cb327-a170-4a8f-b098-1f5b1e9c1bb9\" auto-advance-after=\"7s\"><amp-story-grid-layer template=\"vertical\" aspect-ratio=\"412:618\" class=\"grid-layer\"><\/p>\n<div class=\"page-fullbleed-area\" style=\"background-color:#c0886a\">\n<div class=\"page-safe-area\">\n<div style=\"position:absolute;pointer-events:none;left:0;top:-9.25926%;width:100%;height:118.51852%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0\" class=\"mask\" id=\"el-86b6973e-4e13-47bd-83f7-929a1d75520b\">\n<div style=\"position:absolute;width:316.04939%;height:100%;left:-166.99905%;top:0%\" data-leaf-element=\"true\"><amp-img layout=\"fill\" src=\"https:\/\/cdn.borainvestir.b3.com.br\/2024\/10\/14173426\/as-15-acoes-bolsa-mais-presentes-fundos-investimentos.webp\" alt=\"Fila de colunas crescentes de moedas com uma lupa na frente. Foto: Adobe Stock\" srcSet=\"https:\/\/cdn.borainvestir.b3.com.br\/2024\/10\/14173426\/as-15-acoes-bolsa-mais-presentes-fundos-investimentos.webp 1200w,https:\/\/cdn.borainvestir.b3.com.br\/2024\/10\/14173426\/as-15-acoes-bolsa-mais-presentes-fundos-investimentos-768x432.webp 768w,https:\/\/cdn.borainvestir.b3.com.br\/2024\/10\/14173426\/as-15-acoes-bolsa-mais-presentes-fundos-investimentos-300x169.webp 300w,https:\/\/cdn.borainvestir.b3.com.br\/2024\/10\/14173426\/as-15-acoes-bolsa-mais-presentes-fundos-investimentos-150x84.webp 150w\" sizes=\"(min-width: 1024px) 143vh, 317vw\" disable-inline-width=\"true\"><\/amp-img><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p><\/amp-story-grid-layer><amp-story-grid-layer template=\"vertical\" aspect-ratio=\"412:618\" class=\"grid-layer\"><\/p>\n<div class=\"page-fullbleed-area\">\n<div class=\"page-safe-area\">\n<div style=\"position:absolute;pointer-events:none;left:7.28155%;top:52.10356%;width:15.7767%;height:3.23625%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0\" class=\"mask\" id=\"el-91bfbc0a-1325-484f-af4f-9e7f11f6a6f1\">\n<div class=\"fill\" style=\"background-color:#ffab00;will-change:transform\"><\/div>\n<\/div>\n<\/div>\n<div style=\"position:absolute;pointer-events:none;left:7.28155%;top:57.60518%;width:85.43689%;height:34.30421%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0;border-radius:5.681818181818182% 5.681818181818182% 5.681818181818182% 5.681818181818182% \/ 9.433962264150944% 9.433962264150944% 9.433962264150944% 9.433962264150944%\" class=\"mask\" id=\"el-44a300cb-75a4-48c5-bde8-ddf10b64e674\">\n<div class=\"fill\" style=\"background-color:rgba(0,12,97,0.95);will-change:transform\"><\/div>\n<\/div>\n<\/div>\n<div style=\"position:absolute;pointer-events:none;left:11.65049%;top:62.62136%;width:76.45631%;height:20.71197%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0\" id=\"el-58276aee-fdab-4d18-9fd7-a96d0f3191d5\">\n<p class=\"fill text-wrapper\" style=\"white-space:pre-line;overflow-wrap:break-word;word-break:break-word;margin:-0.25714285714285673% 0;font-family:&quot;Montserrat&quot;,sans-serif;font-size:0.323625em;line-height:1.3;text-align:left;padding:0;color:#000000\"><span><span style=\"color: #fff\">Mesmo assim, qualquer investimento envolve riscos \u2013 e \u00e9 preciso calma para analisar os pap\u00e9is antes de fazer um aporte.<\/span><\/span><\/p>\n<\/div>\n<\/div>\n<div style=\"position:absolute;pointer-events:none;left:66.26214%;top:86.73139%;width:21.84466%;height:3.23625%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0\" class=\"mask\" id=\"el-bac2e2b7-01ee-43b7-b3f7-359b0d964aaf\">\n<div style=\"position:absolute;width:100%;height:103.65841%;left:0%;top:-1.8292%\" data-leaf-element=\"true\"><amp-img layout=\"fill\" src=\"https:\/\/cdn.borainvestir.b3.com.br\/2023\/11\/22185205\/logo_bora_investir-3.png\" alt=\"logo_bora_investir\" srcSet=\"https:\/\/cdn.borainvestir.b3.com.br\/2023\/11\/22185205\/logo_bora_investir-3.png 738w,https:\/\/cdn.borainvestir.b3.com.br\/2023\/11\/22185205\/logo_bora_investir-3-300x69.png 300w\" sizes=\"(min-width: 1024px) 10vh, 22vw\" disable-inline-width=\"true\"><\/amp-img><\/div>\n<\/div>\n<\/div>\n<div style=\"position:absolute;pointer-events:none;left:7.28155%;top:93.52751%;width:85.43689%;height:6.47249%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0;border-radius:5.681818181818182% 5.681818181818182% 5.681818181818182% 5.681818181818182% \/ 50% 50% 50% 50%\" class=\"mask\" id=\"el-7cd61b5b-bfeb-44d1-bd6f-82ce0d1368c1\">\n<div class=\"fill\" style=\"background-color:rgba(0,12,97,0.95);will-change:transform\"><\/div>\n<\/div>\n<\/div>\n<div style=\"position:absolute;pointer-events:none;left:11.77184%;top:94.7411%;width:76.45631%;height:4.04531%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0\" id=\"el-a3e32f2d-72fd-47a8-b11a-d5fee58dbb8d\"><a href=\"https:\/\/borainvestir.b3.com.br\/tipos-de-investimentos\/renda-fixa\/cdb\/quais-os-cuidados-a-tomar-antes-de-investir-em-cdbs\/\" data-tooltip-icon=\"https:\/\/cdn.borainvestir.b3.com.br\/2024\/11\/21122117\/cdbvaleeste.jpg\" data-tooltip-text=\"Quais os cuidados a tomar antes de investir em CDBs\" target=\"_blank\" rel=\"noreferrer\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0\"><\/p>\n<p class=\"fill text-wrapper\" style=\"white-space:pre-line;overflow-wrap:break-word;word-break:break-word;margin:-0.25714285714285673% 0;font-family:&quot;Montserrat&quot;,sans-serif;font-size:0.323625em;line-height:1.3;text-align:center;padding:0;color:#000000\"><span><span style=\"font-weight: 700; text-decoration: underline; color: #fff\">Leia a mat\u00e9ria completa<\/span><\/span><\/p>\n<p><\/a><\/div>\n<\/div>\n<\/div>\n<\/div>\n<p><\/amp-story-grid-layer><\/amp-story-page><amp-story-page id=\"fca97618-dd78-4255-9477-e8aae1bd726e\" auto-advance-after=\"7s\"><amp-story-grid-layer template=\"vertical\" aspect-ratio=\"412:618\" class=\"grid-layer\"><\/p>\n<div class=\"page-fullbleed-area\" style=\"background-color:#f38c0c\">\n<div class=\"page-safe-area\">\n<div style=\"position:absolute;pointer-events:none;left:0;top:-9.25926%;width:100%;height:118.51852%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0\" class=\"mask\" id=\"el-09bdc5a7-0be7-49b1-b592-6fa2908f9cdd\">\n<div style=\"position:absolute;width:146.96296%;height:124%;left:-23.48148%;top:-23.98576%\" data-leaf-element=\"true\"><amp-img layout=\"fill\" src=\"https:\/\/images.unsplash.com\/photo-1627024165011-6a9e2c4ea343?ixid=M3wxMzcxOTN8MHwxfHNlYXJjaHwyOXx8Y3VpZGFkb3xlbnwwfHx8fDE3NDQxMzk1MDN8MA&amp;ixlib=rb-4.0.3&amp;fm=jpg&amp;w=3456&amp;h=5184&amp;fit=max\" alt=\"yellow and black road sign\" srcSet=\"https:\/\/images.unsplash.com\/photo-1627024165011-6a9e2c4ea343?ixid=M3wxMzcxOTN8MHwxfHNlYXJjaHwyOXx8Y3VpZGFkb3xlbnwwfHx8fDE3NDQxMzk1MDN8MA&amp;ixlib=rb-4.0.3&amp;fm=jpg&amp;w=3456&amp;h=5184&amp;fit=max 3456w,https:\/\/images.unsplash.com\/photo-1627024165011-6a9e2c4ea343?ixid=M3wxMzcxOTN8MHwxfHNlYXJjaHwyOXx8Y3VpZGFkb3xlbnwwfHx8fDE3NDQxMzk1MDN8MA&amp;ixlib=rb-4.0.3&amp;fm=jpg&amp;w=2764&amp;h=4146&amp;fit=max 2764w,https:\/\/images.unsplash.com\/photo-1627024165011-6a9e2c4ea343?ixid=M3wxMzcxOTN8MHwxfHNlYXJjaHwyOXx8Y3VpZGFkb3xlbnwwfHx8fDE3NDQxMzk1MDN8MA&amp;ixlib=rb-4.0.3&amp;fm=jpg&amp;w=2073&amp;h=3110&amp;fit=max 2073w,https:\/\/images.unsplash.com\/photo-1627024165011-6a9e2c4ea343?ixid=M3wxMzcxOTN8MHwxfHNlYXJjaHwyOXx8Y3VpZGFkb3xlbnwwfHx8fDE3NDQxMzk1MDN8MA&amp;ixlib=rb-4.0.3&amp;fm=jpg&amp;w=1382&amp;h=2073&amp;fit=max 1382w,https:\/\/images.unsplash.com\/photo-1627024165011-6a9e2c4ea343?ixid=M3wxMzcxOTN8MHwxfHNlYXJjaHwyOXx8Y3VpZGFkb3xlbnwwfHx8fDE3NDQxMzk1MDN8MA&amp;ixlib=rb-4.0.3&amp;fm=jpg&amp;w=691&amp;h=1037&amp;fit=max 691w,https:\/\/images.unsplash.com\/photo-1627024165011-6a9e2c4ea343?ixid=M3wxMzcxOTN8MHwxfHNlYXJjaHwyOXx8Y3VpZGFkb3xlbnwwfHx8fDE3NDQxMzk1MDN8MA&amp;ixlib=rb-4.0.3&amp;fm=jpg&amp;w=340&amp;h=510&amp;fit=max 340w\" sizes=\"(min-width: 1024px) 66vh, 147vw\" disable-inline-width=\"true\"><\/amp-img><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p><\/amp-story-grid-layer><amp-story-grid-layer template=\"vertical\" aspect-ratio=\"412:618\" class=\"grid-layer\"><\/p>\n<div class=\"page-fullbleed-area\">\n<div class=\"page-safe-area\">\n<div style=\"position:absolute;pointer-events:none;left:7.28155%;top:52.10356%;width:15.7767%;height:3.23625%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0\" class=\"mask\" id=\"el-33765cba-34b2-4672-8858-2c74b45047f5\">\n<div class=\"fill\" style=\"background-color:#ffab00;will-change:transform\"><\/div>\n<\/div>\n<\/div>\n<div style=\"position:absolute;pointer-events:none;left:7.28155%;top:57.60518%;width:85.43689%;height:34.30421%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0;border-radius:5.681818181818182% 5.681818181818182% 5.681818181818182% 5.681818181818182% \/ 9.433962264150944% 9.433962264150944% 9.433962264150944% 9.433962264150944%\" class=\"mask\" id=\"el-dada0619-eb59-410e-8ecc-45b4b5db1188\">\n<div class=\"fill\" style=\"background-color:rgba(0,12,97,0.95);will-change:transform\"><\/div>\n<\/div>\n<\/div>\n<div style=\"position:absolute;pointer-events:none;left:11.65049%;top:62.62136%;width:76.45631%;height:20.71197%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0\" id=\"el-462630d5-a01c-49bf-a8f6-48421a5ab485\">\n<p class=\"fill text-wrapper\" style=\"white-space:pre-line;overflow-wrap:break-word;word-break:break-word;margin:-0.25714285714285673% 0;font-family:&quot;Montserrat&quot;,sans-serif;font-size:0.323625em;line-height:1.3;text-align:left;padding:0;color:#000000\"><span><span style=\"color: #fff\">Alguns pontos que devem ser avaliados com cuidado s\u00e3o: risco de cr\u00e9dito dos CDBs; limite de cobertura, liquidez e os pr\u00f3prios objetivos.<\/span><\/span><\/p>\n<\/div>\n<\/div>\n<div style=\"position:absolute;pointer-events:none;left:66.26214%;top:86.73139%;width:21.84466%;height:3.23625%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0\" class=\"mask\" id=\"el-d0477942-ab0c-48e0-8d98-4a4943fb73ef\">\n<div style=\"position:absolute;width:100%;height:103.65841%;left:0%;top:-1.8292%\" data-leaf-element=\"true\"><amp-img layout=\"fill\" src=\"https:\/\/cdn.borainvestir.b3.com.br\/2023\/11\/22185205\/logo_bora_investir-3.png\" alt=\"logo_bora_investir\" srcSet=\"https:\/\/cdn.borainvestir.b3.com.br\/2023\/11\/22185205\/logo_bora_investir-3.png 738w,https:\/\/cdn.borainvestir.b3.com.br\/2023\/11\/22185205\/logo_bora_investir-3-300x69.png 300w\" sizes=\"(min-width: 1024px) 10vh, 22vw\" disable-inline-width=\"true\"><\/amp-img><\/div>\n<\/div>\n<\/div>\n<div style=\"position:absolute;pointer-events:none;left:7.28155%;top:93.52751%;width:85.43689%;height:6.47249%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0;border-radius:5.681818181818182% 5.681818181818182% 5.681818181818182% 5.681818181818182% \/ 50% 50% 50% 50%\" class=\"mask\" id=\"el-f17206d3-31b4-4c9c-932d-0b97efc6be8e\">\n<div class=\"fill\" style=\"background-color:rgba(0,12,97,0.95);will-change:transform\"><\/div>\n<\/div>\n<\/div>\n<div style=\"position:absolute;pointer-events:none;left:11.77184%;top:94.7411%;width:76.45631%;height:4.04531%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0\" id=\"el-ce5bdf8f-b70a-449c-9c3c-90e8110eaea8\"><a href=\"https:\/\/borainvestir.b3.com.br\/tipos-de-investimentos\/renda-fixa\/cdb\/quais-os-cuidados-a-tomar-antes-de-investir-em-cdbs\/\" data-tooltip-icon=\"https:\/\/cdn.borainvestir.b3.com.br\/2024\/11\/21122117\/cdbvaleeste.jpg\" data-tooltip-text=\"Quais os cuidados a tomar antes de investir em CDBs\" target=\"_blank\" rel=\"noreferrer\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0\"><\/p>\n<p class=\"fill text-wrapper\" style=\"white-space:pre-line;overflow-wrap:break-word;word-break:break-word;margin:-0.25714285714285673% 0;font-family:&quot;Montserrat&quot;,sans-serif;font-size:0.323625em;line-height:1.3;text-align:center;padding:0;color:#000000\"><span><span style=\"font-weight: 700; text-decoration: underline; color: #fff\">Leia a mat\u00e9ria completa<\/span><\/span><\/p>\n<p><\/a><\/div>\n<\/div>\n<\/div>\n<\/div>\n<p><\/amp-story-grid-layer><\/amp-story-page><\/amp-story><\/body><\/html><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Apesar de contar com a garantia do FGC, \u00e9 preciso se atentar aos riscos antes de investir em um 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